Accident/illness
Accident and illness insurance
Object of insurance:
Under this insurance, we insure the life, health and working capacity of Bulgarian and foreign individuals.
The insurance is intended for:
Legal entities - employers who wish to provide protection to their workers and employees in the event of an adverse event.
The main (mandatory) risks that we cover under this insurance are:
Death due to an occupational accident;
Permanently reduced working capacity due to an occupational accident.
The optional risks that may be included under this insurance are:
Death due to a domestic accident;
Permanently reduced working capacity due to a domestic accident;
Permanent loss of working capacity due to occupational disease (for groups of more than 20 persons);
Temporary incapacity due to a work accident for more than 10, 20 or 30 days;
Temporary incapacity due to a domestic accident for more than 10, 20 or 30 days;
Temporary incapacity due to general illness for more than 20 or 30 days (for groups of more than 20 persons);
Medical expenses and/or repatriation due to an occupational accident;
Medical expenses and/or repatriation due to a domestic accident;
Medical expenses and/or repatriation due to acute illness (for groups over 20 persons).
Benefits of insurance
This insurance will provide you with the following benefits:
Option to choose covered risks and limits and model the product according to your preferences and capabilities;
Provision of financial assistance to insured persons in case of loss of working capacity;
Option to negotiate validity for abroad and deferred payment;
Preferential discounts for insuring groups of over 50 persons and for renewing an insurance contract;
Fast procedures and clear rules when settling claims.
Where can you take out the insurance?
You can take out "Accident and Illness" insurance in all our offices, as well as at the insurance intermediaries who are our partners.
