Agriculture
Animals, birds, beehives and fish
Object of insurance:
Under this insurance we can provide insurance protection for:
Marked large ruminant animals over 3 months old - cows, buffaloes, calves, heifers;
Marked equine animals aged from 6 months to 15 years inclusive – horses, horses, donkeys, mules;
Marked small ruminants - sheep and goats older than 3 months;
Marked pigs for breeding over 6 months of age and growing pigs and pigs for fattening with live weight over 20 kg;
Birds (youngsters, layers and broilers) raised under intensive conditions; registered beehives;
Fish grown in ponds for intensive fish farming.
Under special conditions, we can also insure:
Dogs;
Elite and racing horses;
Ducks and geese for liver production;
Exotic animals;
Animals for valuable hides raised under intensive conditions.
Animals, birds and beehives can be insured only in case that on the date of conclusion of the insurance, they are completely healthy, in good condition and provided with the necessary fodder, breeding conditions, prevention and treatment in accordance with veterinary medical and zoo-hygiene requirements.
The risks we cover under this insurance are:
We provide insurance coverage in case of death or slaughter (killing) as necessary for animals, birds, beehives and fish, grouped in the following coverage:
Basic coverage: fire, natural disasters, accident and communicable diseases;
Additional coverage: non-communicable, parasitic and other diseases.
Please note that additional coverage is provided only in combination with basic coverage.
Method of determining the sum insured:
The insurance sums are agreed between the parties for individual types of animals, birds, hives with bees and fish, and the same are taken into account with the existing market prices and the individual qualities of the objects (breed, age, reproductive and productive qualities, etc.) are necessarily taken into account. and growing conditions.
Birds from the groups (youngsters, fattening, repair, layers and broilers) are insured on the basis of average monthly stock, established with an accounting report for the previous 12 months or on the basis of the expected sizes of these stocks, set for breeding during the agreed period.
The sum insured for hives with bees is formed as a sum of the values of the hive, honey, wax and the bee colony.
The insurance amount for fish is formed on the basis of the planned production in kilograms and the market price for one kilogram of fish.
Benefits of insurance
This insurance will provide you with the following benefits:
A wide range of insurance coverage in case of loss of animals, birds, beehives and fish;
Fast and correct service when concluding the insurance and occurrence of an insurance event and timely payment of damages in full;
Option to pay the premium in up to 4 installments;
Option for issuance of the insurance policy in favor of a bank (if you will use a bank loan).
Where can you take out the insurance?
You can take out "Animal, bird, bee and fish" insurance at all our offices, as well as at the insurance brokers who are our partners.
