Tourism and sports
Civil liability of hoteliers and restaurateurs
Object of insurance:
The insurance is applied to a legal or natural person - a trader within the meaning of the Commercial Law, for damages caused to third parties when carrying out hotel and/or restaurant activities in their own or rented tourist site, specified in the policy.
IJSC "Armeec" insures the liability of the insured in relation to:
Bodily injury (including death, illness and/or permanent disability);
Property damage that occurred during the insurance period;
Expenses for settlement of claims made with the written consent of the Insurer.
Coverage can be extended to:
Damage to third parties caused outside the territory of the object, but on the territory of the Republic of Bulgaria during the transport of guests and/or visitors to tourist sites, carried out by the insured's transport;
Losses of property (in a cash register or safe) of guests and/or visitors as a result of burglary or robbery;
Material damage to motor vehicles (excluding theft and robbery), which are owned or used by guests and visitors of the tourist site, for damage that occurred on the territory of a guarded parking lot of the site as a result of parking and maneuvering carried out by employees of the tourist site object.
Insurance compensation is paid after presenting a written claim on the basis of an out-of-court agreement between the parties to the insurance contract and the injured third party, or, if such a claim is not reached, on the basis of an effective court decision.
Benefits of taking out insurance with us:
Competitive insurance premiums;
A team of professionals at your disposal;
Facilitated administration of insurance services and a personal approach to each client;
Excellent insurance protection.
Where can you take out the insurance?
You can take out hotel and restaurateur liability insurance at all our offices (link to contacts), as well as at insurance intermediaries who are our partners.
