Ships
Small vessel insurance
Object of insurance:
Under this insurance, we insure small vessels - boats, cutters, yachts, etc. A small vessel is a vessel with a size of up to 40 gross tons inclusive or with a length of up to 20 m inclusive, entered in the register books for small vessels of the Executive Agency "Maritime Administration".
Covers:
Comprehensive (total loss or total and partial loss) and/or
Civil liability related to the ownership and use of small vessels and/or
Accident on the seats in vessels.
The risks we cover under this insurance are:
For comprehensive insurance coverage:
Marine risks, risks of rivers, lakes or other navigable waters and channels;
Fire, explosion on board or outside;
Collision with dock or port facilities and installations, land vehicles, aircraft or other flying objects or objects falling from them;
Emergency events during loading, unloading;
Disappearance of a small vessel, if the last notice of it is during the period of validity of the contract;
Theft of the entire vessel. Theft is covered within the meaning of the Civil Code when the small vessel is in a guarded location;
Earthquake, volcanic eruption or lightning;
For coverage of Civil liability related to the ownership and use of small vessels:
The Insured's liability for property and non-property damages caused by him to third parties, related to the ownership and use of small vessels.
For coverage of Accident on board of small vessels:
Death due to an accident;
Permanent loss of working capacity due to an accident;
Temporary loss of working capacity due to an accident.
Where can you take out the insurance?
You can take out a combined insurance policy for “Small Vessel Insurance” in all our offices, as well as at the insurance brokers who are our partners.
